Young driver insurance

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pete
Vexatious Litigant
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Joined: Tue Mar 15, 2005 3:23 pm
Location: Kilmarnock

Re: Young driver insurance

Post by pete » Wed Feb 22, 2017 1:20 am

TBH that seems like quite a good price to me.
'99 - '03 Titanium S1 111S.
'03 - '10 Starlight Black S2 111S
'11 - '17 S2 135R
'17 - '19 S2 Exige S+
'23 - ?? Evora

scotty dugg
Posts: 17
Joined: Mon Jan 16, 2017 2:19 pm

Re: Young driver insurance

Post by scotty dugg » Wed Feb 22, 2017 11:42 am

StevieDee wrote:One thing I did notice that surprised me though was that my quote dropped if I chose to start my coverage 2 or 3 weeks later than the date I was looking. Was getting very expensive quotes for insuring it from the next day, but set it to the end of that month and it knocked £300 or so off the price.
I was advised when looking for insurance of my S3, that there is a huge premium for next day insurance. Plenty examples of uninsured person has accident on day one, goes home and buys insurance to start day 2 and claims almost instantly.

Started my policy 2-3 days later and it dropped £200.00!

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mwmackenzie
Posts: 4308
Joined: Thu Feb 22, 2007 10:22 pm
Location: Edinburgh

Re: Young driver insurance

Post by mwmackenzie » Thu Feb 23, 2017 11:36 am

Getting my 16 year old son a 1.2 Seat Ibiza FR this weekend and he's going to be almost £1400 with a telemetry box fitted, he's getting it now so he can get a head start and get some lessons on the drive before he hits 17 at the start of April.. Without the box it costs about double which is ludicrous. Might be showing my age but I always had fast fords when I was 17 apart from the Polo I learnt in, my second car was a Sierra Sapphire 2.0 GLSi all cossied up and that back then was £1200 a year, up til I was say 22 I was about £100 a month on insurance but the cars I drove were far better (Cooler) than the aygo brigade that are being charged that these days with telemetry fitted.. When I was 23 I had an Esprit Turbo and that was circa £600 a year, I bought a V8 Esprit at 24 and that was £900 a year and I also bought a 944 S2 for the 'winter' and that for some reason was £1300 even though less powerful and 6 years older than the Esprit, I just can't fathom insurance out.... :roll:

Top work getting into Lotus ownership early and not letting the sh*t insurance companies put you off with inflated premiums! At 41 My Elise is £360 a year
Mark MacKenzie

BMW Z4 3.0si, [R14 MMK] To be Ring ready soon

Fancy Ass Merc thingy S [R4 MMK] 85% MacKenzie'd Family Spec

istoo
Posts: 725
Joined: Sat Mar 29, 2014 8:52 pm

Re: Young driver insurance

Post by istoo » Sun Feb 26, 2017 10:35 pm

campbell wrote:Pay the money keep your nose clean and the figure will drop steadily.

Exige at 21 and Elise at 24? You are doing fine, young man :-)
actually it is what he spent his deposit for a house on :D
S2 111s

Callummarshall
Posts: 136
Joined: Mon Oct 06, 2014 7:53 pm

Re: Young driver insurance

Post by Callummarshall » Mon Apr 03, 2017 5:55 pm

istoo wrote:
campbell wrote:Pay the money keep your nose clean and the figure will drop steadily.

Exige at 21 and Elise at 24? You are doing fine, young man :-)
actually it is what he spent his deposit for a house on :D
Well when the other option was a pokey flat and crippling debt, applied man maths made the lotus look like a good investment!

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