Looking for a bit of advice here.
My wife and I have recently concluded missives on a new flat in Edinburgh and are almost there in doing the same on our current flat (offer accepted, survey done, contracts exchanged, just waiting for the final reply from the purchaser). We move on 12 October (3 weeks tomorrow).
However, our current mortgage company (Woolwich) advised me 2 months ago that I had to call them back a max of 6 weeks before moving to organise the transfer of our current mortgage product and to arrange some additional borrowing. Having now been through the hoops and processes required, I have just been told that it will take 4-6 weeks to get the new mortgage in place (from today)



Seeking advice from the bank as to how this might be speeded up I was told that going into a branch would knock 2 days off the process and me supplying my surveyor's valuation report would also help knock off a day or so - but effectively they said I've got pretty much no chance of getting things sorted in time.
So, can anyone offer any viable suggestions as to how we might get round this or am I resigned to having to take a dreaded bridging loan for the period that it takes for the mortgage to be finalised (our current mortgage is only 6 months into a 2 year fixed period and runs a £2.2k redemption charge if we were to opt out)
Really grateful for any advice, as I'm more than a little pi$$ed off with the Woolwich for not making their processing period clear when I spoke to them pre-new house purchase.
Many thanks,
John


