Legal Advice please
Legal Advice please
I had an accident last August when I spun out on a damp road while exiting a roundabout, clipping another car in the process and causing him to hit the central barrier. All was settled by the insurance company, including cost for repairs to the central barrier. Now today, out of the blue, I receive (hand carried not posted) a court citation claiming that I am due to pay £5K damages to one of the car's passengers as a result of suffering from whiplash. It states categorically that the citation has been issued as a result of my refusal to pay or delaying payment. My questions are :
1. This is the first I have heard about the whiplash claim therefore how can they cite me for refusal to pay or late payment ?.
2. Should this not be handled by my insurance company ?. Would a claimant not normally have their insurance company make such a claim on my insurance comoany ?.
3. Is it likely thatg this is being handled by my insurance company but they have forgot to pay the costs ? . I was similarly sent an irate letter from BEAR regarding non payment of the biill for the fence repairs, turns out the insurance company had screwed up.
I'm just a bit worried now as all of the legal documents are stating I can either pay up or go to court to defend my case, neither of which I want to do.
Any advice would be appreciated.
Robin
1. This is the first I have heard about the whiplash claim therefore how can they cite me for refusal to pay or late payment ?.
2. Should this not be handled by my insurance company ?. Would a claimant not normally have their insurance company make such a claim on my insurance comoany ?.
3. Is it likely thatg this is being handled by my insurance company but they have forgot to pay the costs ? . I was similarly sent an irate letter from BEAR regarding non payment of the biill for the fence repairs, turns out the insurance company had screwed up.
I'm just a bit worried now as all of the legal documents are stating I can either pay up or go to court to defend my case, neither of which I want to do.
Any advice would be appreciated.
Robin
writ will have been sent to Insurance Co - claimant solicitors are obliged to do so in terms of the Road Traffic Act. Fear not, that's why you have insurance. A £5k claim is an absolute tiddler, believe me!
Reference to delay is standard, virtually redundant legalese. I'd wager your Insurance Co will have been dealing with this beforehand. Don't worry about it, that's why you pay your premiums
Reference to delay is standard, virtually redundant legalese. I'd wager your Insurance Co will have been dealing with this beforehand. Don't worry about it, that's why you pay your premiums

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