So...I could quite easily kill someone

Anything goes in here.....
Post Reply
User avatar
The_Rossatron
Posts: 1844
Joined: Sun Jul 10, 2005 8:14 pm
Location: Edinburgh, Scotland
Contact:
Contact The_Rossatron

Post by The_Rossatron » Wed Jan 31, 2007 3:25 pm

Gareth you have a pm
"There is no emoticon for what I'm feeling right now."
Ferrari F355, Fiat Panda 100HP, Rover Mini Cooper

http://www.allflashnocash.com
Top
User avatar
k12chu
Posts: 538
Joined: Wed Jun 28, 2006 10:42 pm
Location: Aberdeen, Scotland, UK
Contact:
Contact k12chu

Post by k12chu » Wed Jan 31, 2007 5:47 pm

i thought RBS service wasnt good enough & was planning on shifting to BOS
Top
User avatar
greyrigg
Posts: 454
Joined: Tue May 16, 2006 9:00 am
Location: Moffat

Post by greyrigg » Wed Jan 31, 2007 5:49 pm

I had £800 taken from my Bank of Scotland credit card by a gambling organisation as well.

The bank were quite quick to re-credit the money, suspiciously so for them................left me wondering if the problem is at their end.

Malcolm
Top
User avatar
GregR
Posts: 6933
Joined: Tue Oct 18, 2005 1:45 pm
Location: Edinburgh

Post by GregR » Wed Jan 31, 2007 5:55 pm

Ross, please pm me too, I have another gripe with them re. refunding bank charges.

many thanks!
Ferrari 458
Porsche 993 C2
Disco V
Top
Titanium S1 111S (gla)
Posts: 956
Joined: Wed Nov 16, 2005 3:31 pm

Post by Titanium S1 111S (gla) » Wed Jan 31, 2007 6:36 pm

Ross, please pm me too, I have another gripe with them re. refunding bank charges.
Recent English authority to help you with that one Greg. I hear that the way to do it is a 7 day letter followed by a summons. The banks don’t want any more unhelpful decisions on penalties kicking about and settle to avoid them.

Or so I hear. :wink:
Graham
Top
User avatar
haggis catcher
Posts: 1325
Joined: Tue Sep 12, 2006 5:09 pm
Location: Coupar Angus

Post by haggis catcher » Wed Jan 31, 2007 6:36 pm

HOLLY SH""""T Thats bad news, and extremely worrying. I would be going nuts, Its bad enough with the wife!!!!!!
Elise S1

Image
Top
User avatar
Michael
Posts: 650
Joined: Mon Feb 27, 2006 7:23 pm

Post by Michael » Wed Jan 31, 2007 9:30 pm

Bank of W@nk :tard
S2 Exige - sold
Boggo 911 (997)
1998 VW Passata 1.9TDI - Vroooom...
Top
User avatar
RDH
Posts: 2840
Joined: Mon Mar 13, 2006 9:10 pm
Location: Glasgow

Post by RDH » Wed Jan 31, 2007 9:45 pm

Titanium S1 111S (gla) wrote:
Ross, please pm me too, I have another gripe with them re. refunding bank charges.
Recent English authority to help you with that one Greg. I hear that the way to do it is a 7 day letter followed by a summons. The banks don’t want any more unhelpful decisions on penalties kicking about and settle to avoid them.

Or so I hear. :wink:
Only problem is if they call your bluff - which they sometimes do! - they apparently quite often close your accounts without warning! :shock:
Top
User avatar
GregR
Posts: 6933
Joined: Tue Oct 18, 2005 1:45 pm
Location: Edinburgh

Post by GregR » Wed Jan 31, 2007 9:52 pm

Gareth - sorry for hijack!

Graham & Rob - Thanks for the input. Prob for me is an unknown quantity. Would like to raise one for less than £750 (obvious small claims expenses) and then serve a Spec to recover the bank statements without the charges. Then.. If I remit up to Summary Cause, things could get expenseive if its a test case! Still, doubt its 750+ in charges, but wonder how the Sheriff Court would be about a non-specific principal sum in what's technically a Contract case!

Letter before action it is then...
Ferrari 458
Porsche 993 C2
Disco V
Top
User avatar
Skyenet
Posts: 972
Joined: Thu Mar 10, 2005 6:29 am
Location: 90 seconds from Strathclyde Park

Post by Skyenet » Wed Jan 31, 2007 11:37 pm

GregR wrote:Gareth - sorry for hijack!

Graham & Rob - Thanks for the input. Prob for me is an unknown quantity. Would like to raise one for less than £750 (obvious small claims expenses) and then serve a Spec to recover the bank statements without the charges. Then.. If I remit up to Summary Cause, things could get expenseive if its a test case! Still, doubt its 750+ in charges, but wonder how the Sheriff Court would be about a non-specific principal sum in what's technically a Contract case!

Letter before action it is then...
Money Saving Expert's guide to reclaiming Bank Charges

http://www.moneysavingexpert.com/cgi-bi ... 0760,24632,

I am in the middle of reclaiming bank charges for my EX from the Bank of Scotland. So far the have provided list of charges quickly and am now awaiting a response to claim for refund of their illega charges.

I once had somebody use my visa account to obtain sports equipment direct to Greece. It turned out it was a Greek Motorcycle hire company who had taken all my personal details from my Visa payment, driving licence and passport when I hired a bike from them during a holiday there. It gave them everything they needed. Halifax sorted it all out for me without any problem or loss of money.
Top
User avatar
delands
Posts: 1747
Joined: Thu Oct 13, 2005 10:32 pm
Location: Dolphinton
Contact:
Contact delands

Post by delands » Thu Feb 01, 2007 1:00 am

I aint gonna go ahead with this as I work for a bank... though, my wife banks with another company, so will get her to have a look and see if she feels up to it...
DEL

2020 Lotus Elise - Rob Walker Heritage Edition
2022 Hyundia i10 N-Line
2019 DS3 Crossback
Top
User avatar
Kev
Posts: 592
Joined: Tue Oct 17, 2006 12:27 pm
Location: ABZshire

Post by Kev » Thu Feb 01, 2007 2:10 am

Bad news G

Cant believe it can take up to 4-6 to get YOUR money back. Thats scandalous!! Their the ones that are suppose to keep your money safe. Don't you just love banks!! :chainsaw
Top
User avatar
k12chu
Posts: 538
Joined: Wed Jun 28, 2006 10:42 pm
Location: Aberdeen, Scotland, UK
Contact:
Contact k12chu

Post by k12chu » Thu Feb 01, 2007 11:53 am

Kev wrote:Bad news G

Cant believe it can take up to 4-6 to get YOUR money back. Thats scandalous!! Their the ones that are suppose to keep your money safe. Don't you just love banks!! :chainsaw
thats the whole point! they sometimes keep it so safe that even the rightful owner has no rights! disappearing from the bank statements... :? oh thats just a secrecy thing. :D
Top
Titanium S1 111S (gla)
Posts: 956
Joined: Wed Nov 16, 2005 3:31 pm

Post by Titanium S1 111S (gla) » Thu Feb 01, 2007 12:44 pm

Gareth - sorry for hijack!

Graham & Rob - Thanks for the input. Prob for me is an unknown quantity. Would like to raise one for less than £750 (obvious small claims expenses) and then serve a Spec to recover the bank statements without the charges. Then.. If I remit up to Summary Cause, things could get expenseive if its a test case! Still, doubt its 750+ in charges, but wonder how the Sheriff Court would be about a non-specific principal sum in what's technically a Contract case!

Letter before action it is then...
Again sorry for the hijack.

Greg I recon the way to go would be to pick a relatively low figure (even if it is just a best guess) and proceed with the spec. When you have the info you can amend the sum sued for up the way and if necessary raise multiple actions within the £750 limit to avoid the risk of summary cause expenses. No rule on unum quid in contractual claims (I don’t think). Probably a slight risk of being accused of abusing the SC rules but don’t think the risk is significant and you are allowed to in any event.

Reality is that if you have to fight one case then they will settle any other.

You might even recover the cost of that C/R box.
:wink:
Graham
Top
Gareth
Posts: 4959
Joined: Thu Mar 10, 2005 12:19 pm
Location: The Moon

Post by Gareth » Thu Feb 22, 2007 6:13 pm

Miraculously reappeared in my account.
Online banking says it was paid back in the same day it was stolen. Bank must of just back dated it.

Phew.
Top
Post Reply

Return to “General Chat”