Unlucky mate, its not as if your one of the "on the edge" kind of drivers, your known for being reasonably sensible.. Still... start looking in the classifieds for another one.
You could be the new "Gareth" for a while, shal I get this, or shall I get one of these....
Seriously though. Glad its only the metal and plastic thats going to need major work and your ok.
Let us all know how your getting on, I am sure there will be loads of advice from here.
Well it moves... might as well make the most of it....