Anything goes in here.....
-
ninja
- Posts: 1086
- Joined: Mon Aug 01, 2005 8:43 am
- Location: Motherwell
Post
by ninja » Fri Jan 20, 2006 4:46 pm
being someone who does not have a credit cards or any loan other than my mortgage i'd say - just save up!
i hate credit cards/loans etc and only have a mortgage because i couldn't save up the money to buy the house cash!
ninja

-
alicrozier
- Posts: 4390
- Joined: Thu Sep 01, 2005 12:58 pm
- Location: Aberdeen
Post
by alicrozier » Fri Jan 20, 2006 4:47 pm
mckeann wrote:if you need finance, is it not better to add it to your mortgage?? My mortgage rate is only 4.25%. that way theres no CBP at the end.
personally, i hate finance, so tend to only buy things i can afford with cash.
Quite right, cheapest form of finance.
Saying that, I put the Exige on my credit card.

...VISA bill was a record that month.
Ali (save up faction)
-
The_Rossatron
- Posts: 1844
- Joined: Sun Jul 10, 2005 8:14 pm
- Location: Edinburgh, Scotland
-
Contact:
Post
by The_Rossatron » Fri Jan 20, 2006 4:59 pm
Us youngsters haven't had the time to save up though

I want my elise now not in ten years!

-
mac
- Posts: 6880
- Joined: Mon Sep 19, 2005 4:36 pm
Post
by mac » Fri Jan 20, 2006 5:02 pm
Yeah - but the flip side is you youngester haven't had enough time to get yourself in to a cripplilng debt situation either.
Mac (Happy faction)
-
The_Rossatron
- Posts: 1844
- Joined: Sun Jul 10, 2005 8:14 pm
- Location: Edinburgh, Scotland
-
Contact:
Post
by The_Rossatron » Fri Jan 20, 2006 5:08 pm
Oh I'm working on it!

just kidding.
-
mac
- Posts: 6880
- Joined: Mon Sep 19, 2005 4:36 pm
Post
by mac » Fri Jan 20, 2006 5:11 pm
Heh - I've you need any tips - just ask
Mac