Scottish Elises

Car off the road due to excessive insurance. Am I being shagged or just naive? Seems some peeps here are getting a far fairer deal, but I'm getting fed up spending days on the phone...

S2 04 Std Elise (2nd Car). 5000 miles limited pleasure use. garaged. hurricane.

Average quote £1400 comp.

Me 35, license 18 years, self employed architect.

Only one 'no fault' claim when some one ran into back of car last year. (soon as I bought it )

Got hit when I bought the lotus with the: 'Sorry sir, as you didn't own a car for two years (company motor instead) you suddenly became a kamakazi risk to life and limb and you probably also molest children, so your no claims is invalid'

Hence only 2 years no-claims bonus now (18 by normal arithmetic!), but somehow this year my quote has gone up, even with another years no claims?


Dammit, I like sex, but only consensual, and not up the jacksie.

Try A-Plan, best quotes for most.

sorry to hear it mate...
what does an elephant online quote come out as?

and what insurance companies have you tried?

Definately sounds like you are being spanked!!
I am with A-Plan and pay less than your quote for an Exige, an Elise, a Ferrari and a MINI. Ages and driving (crashing) historys not too disimilar either so suspect something is being missed.
At least with A-Plan you get to speak to someone in a reasonable and knowledgable way and dont get the feeling that you are going through a box-ticking exercise with someone who isnt really that interested.

Hope you get something sorted.

Jim

Adrian Flux.

Cheers- couple I haven't tried yet there

I had a company car for 5 years and no insurance in my own name... got a letter from the company saying I had 5 years trouble free driving and most insurers classed that the same as 5 years no claims when I approached them....

sounds like you are being humped....



AON Esteem have been ok for me... but Heritage are also getting good reviews these days....



Dave.

DDtB wrote:I had a company car for 5 years and no insurance in my own name... got a letter from the company saying I had 5 years trouble free driving and most insurers classed that the same as 5 years no claims when I approached them....

sounds like you are being humped....



AON Esteem have been ok for me... but Heritage are also getting good reviews these days....



Dave.

For once I fully agree with the bendy one. AON are good, very reasonable.

bert, i'm almost identicall insurance profile to yourself ang got fully comp from admiral at about £700. have you tried them??

DDtB wrote:I had a company car for 5 years and no insurance in my own name... got a letter from the company saying I had 5 years trouble free driving and most insurers classed that the same as 5 years no claims when I approached them....

sounds like you are being humped....



AON Esteem have been ok for me... but Heritage are also getting good reviews these days....



Dave.

dammit, i couldn't get anyone to honour my 5 years company car history. kept talking about me owning the car, but it being a fleet policy, blah blah blah. ended up going with direct line , but only £587...

craigieb wrote:bert, i'm almost identicall insurance profile to yourself ang got fully comp from admiral at about £700. have you tried them??

what he said, admiral, and maybe bell as no claims not so good. confused is a good way of hitting a few in one go.....

I was less than your original quote, and I had 2yrs NCB, but was 24 with a very dirty licence; think it was £1200 or so with elephant.

As said above, you're being rodgered so shop around

Cheers...as I suspected i'm getting roasted then - not sure why they are all coming back so high

A lot of places declined to quote because of the size of the no- fault claim, which doesn't really make sense

None of the companies I phoned seemed particularly bothered about my £6k claim last year.

Tom wrote:dammit, i couldn't get anyone to honour my 5 years company car history. kept talking about me owning the car, but it being a fleet policy, blah blah blah. ended up going with direct line , but only £587...

Direct Line took a letter off my company and gave me no claims based on driving a company car. I had looked around for quotes recently and found that no one really wanted to know a Lotus driver who had had a crash recently. However I am only paying £700 for the Exige and that includes £120 to protect my NCD.