Insurance for Young-uns..

Know a good deal ?
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delands
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Insurance for Young-uns..

Post by delands » Wed Feb 25, 2009 4:31 pm

Well, since son passed his test yesterday and as I have an Aygo on order, I said he could have the Daewoo.

Dont think I shall bother now... Insurance in his name,
Third Party, 6k miles pa, 17yr old, No NCB, mother added as named driver, car valued at £300 ... cheapest quote £1478 according to confused.com
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tut
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Re: Insurance for Young-uns..

Post by tut » Wed Feb 25, 2009 4:35 pm

Same problem with Ian who is 19 now. Ford Focus 1.8 Millenium, valued around £2K, had to insure it in Verian's name with him as named driver to get it at £1050.

Third party did not seem to make a difference to went fully comp.

tut

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RDH
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Re: Insurance for Young-uns..

Post by RDH » Wed Feb 25, 2009 4:43 pm

I found confused.com to be useless. Comparethemarket.com were far better.

We've got a family friend in a similar situation - he said that NFU were the cheapest for his son - saved £400 on the next best quote... and you don't even have to be a farmer.

Just google it.
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tut
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Re: Insurance for Young-uns..

Post by tut » Wed Feb 25, 2009 4:56 pm

Yep, confused.crap.

We ended up with Tesco for both Ian and Clare, as although the Policy is in Verian's name, he still builds up NCB as a named driver.

tut

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philthy
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Re: Insurance for Young-uns..

Post by philthy » Wed Feb 25, 2009 5:03 pm

I wouldnt use comparison sites, they add a large amount on for commision.

Try using admiral / elephant / bell.com
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delands
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Re: Insurance for Young-uns..

Post by delands » Wed Feb 25, 2009 5:13 pm

RDH wrote:I found confused.com to be useless. Comparethemeerkat.com were far better.

We've got a family friend in a similar situation - he said that NFU were the cheapest for his son - saved £400 on the next best quote... and you don't even have to be a farmer.

Just google it.
Well, I've found a meerkat http://www.comparethemeerkat.com/compare.html
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RDH
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Re: Insurance for Young-uns..

Post by RDH » Wed Feb 25, 2009 5:19 pm

delands wrote:
RDH wrote:I found confused.com to be useless. Comparethemeerkat.com were far better.

We've got a family friend in a similar situation - he said that NFU were the cheapest for his son - saved £400 on the next best quote... and you don't even have to be a farmer.

Just google it.
Well, I've found a meerkat http://www.comparethemeerkat.com/compare.html
http://news.bbc.co.uk/1/hi/world/7901055.stm
me too
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delands
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Re: Insurance for Young-uns..

Post by delands » Wed Feb 25, 2009 5:24 pm

RDH wrote:I found confused.com to be useless. Comparethemarket.com were far better.

We've got a family friend in a similar situation - he said that NFU were the cheapest for his son - saved £400 on the next best quote... and you don't even have to be a farmer.

Just google it.

£1720 - £4200 with comparethemarket
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RDH
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Re: Insurance for Young-uns..

Post by RDH » Wed Feb 25, 2009 5:40 pm

delands wrote:
RDH wrote:I found confused.com to be useless. Comparethemarket.com were far better.

We've got a family friend in a similar situation - he said that NFU were the cheapest for his son - saved £400 on the next best quote... and you don't even have to be a farmer.

Just google it.

£1720 - £4200 with comparethemarket
NFU?
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delands
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Re: Insurance for Young-uns..

Post by delands » Wed Feb 25, 2009 6:57 pm

RDH wrote:
delands wrote:
RDH wrote:I found confused.com to be useless. Comparethemarket.com were far better.

We've got a family friend in a similar situation - he said that NFU were the cheapest for his son - saved £400 on the next best quote... and you don't even have to be a farmer.

Just google it.

£1720 - £4200 with comparethemarket
NFU?
NFU.. phoning tomorrow, no online system.. NFUmutual ?

Admiral and Bell both £1400... Bell is part of the Admiral group
£1600 from Elephant.
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Neil72
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Re: Insurance for Young-uns..

Post by Neil72 » Wed Feb 25, 2009 7:31 pm

Shell out £1500 to the insurance company every year, or buy a £500 car and accept the minimal risk of getting caught and having the car confiscated.

In that situation you can see why so many folk take the risk and run with no insurance.

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delands
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Re: Insurance for Young-uns..

Post by delands » Wed Feb 25, 2009 7:39 pm

You can indeed..

I can get all of us on the Aygo for £1300.... yippee.. wait... why am I happy?
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grittle
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Re: Insurance for Young-uns..

Post by grittle » Mon Mar 02, 2009 10:16 pm

Del - did you check out Direct Line? We've got my 17 year-old daughter and my 20-year-old son insured for £540 a year protected on our Honda Jazz. Insurance in my wifes name.

Cost quite a bit more when my son was 17 - much worse risk than a daughter. NU were good then - that was who we used.
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delands
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Re: Insurance for Young-uns..

Post by delands » Mon Mar 02, 2009 11:51 pm

grittle wrote:Del - did you check out Direct Line? We've got my 17 year-old daughter and my 20-year-old son insured for £540 a year protected on our Honda Jazz. Insurance in my wifes name.

Cost quite a bit more when my son was 17 - much worse risk than a daughter. NU were good then - that was who we used.

Direct Line were £1500

guess being 17 and a boy aint a good thang for driving!
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graeme
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Re: Insurance for Young-uns..

Post by graeme » Tue Mar 03, 2009 10:05 am

delands wrote:You can indeed..

I can get all of us on the Aygo for £1300.... yippee.. wait... why am I happy?
Because you've got an Aygo coming, and they're the happiest little cars around! :D

Off topic a bit:
The first thing to do with an Aygo is fit the rev counter. Gawd knows why they don't offer them as an option any more, but you can still get them as parts. Order the parts from Pug for the 107 - they are exactly the same and cheaper. Also, I don't know the Yota part numbers and couldn't find them. I ordered the bits online from some random 107 parts google result.

Rev counter 6105VN £90.41
Rev counter screw 6105VK £0.80
Rev counter cowling 4131Z5 £17.95

Total £109.16

You can save by not buying the cowling and just cutting a hole in the existing speedo cowling, but I reckoned the extra cost was worth it for a nice finish, and it was. All the connectors are there, so no wiring to be done. 10 mins max to fit. It's a fairly basic, and thus noisy, car so it sounds like you're thrashing it when it's really got another 1000rpm to go. It aslo has extremely tall gearing, so there's a penalty for changing up too soon. Well worth getting the tacho.

G

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