Page 1 of 1
What to declare
Posted: Sun Sep 02, 2007 8:01 pm
by sja
I'm about to sort out insurance for my car but I'm not sure if I need to declare that the suspension has be replaced with Bilstein which I belive is the same as fitted on the S2.
Guessing I should but thought I'd ask here first
Posted: Sun Sep 02, 2007 9:20 pm
by BiggestNizzy
technically you probably should and if in an accident you may have to explain why.
but you could always plead ignorance

Posted: Mon Sep 03, 2007 11:12 pm
by sja
I think I'll just tell them, don't fancy any hassle in the future, don't get me wrong I hope never to need too!
Posted: Mon Sep 03, 2007 11:32 pm
by campbell
You could declare it, but ensure that they don't load the premium. This is because Bilsteins are now a Lotus recommended fit for S1s, hence treat as manufacturer's specification. They are not a performance upgrade...although some could argue that if you use the slightly lowering mounts or minor spring change supplied by Steve Butts for the lowest version of the kit, you are modifying.
If you do have a bump, and the Assessor gets antsy, tell him we'll send him an example of an original Koni and he can decide for himself what he'd rather you had been driving around on

Posted: Mon Sep 03, 2007 11:39 pm
by sja
That's good to know that Lotus now recommend them, I'll state that when tell them. Thanks for that bit of info
Posted: Tue Sep 04, 2007 7:50 am
by Lazydonkey
You usually find that if you declare that the suspension is stiffer but not lower you'll be ok.
THis separates you from mr chav

Posted: Wed Sep 05, 2007 7:14 pm
by Edin430
Tbh... I could imagine an assesor knowing the difference?
When i crashed my mini and my bmw - the mini had loads (and i mean loads) of mods on it and he didnt even mention 1 in his report... And the bmw he had to ask me about what certain parts were and if this was standard or not..!
I think you'd cause more hassle telling them - but i guess each to their own..